Fixed Deposit

Highest returns or safety? Choose both.

Moneyedge offers a choice of Fixed Deposits of varying tenures, interest rates & institutions to suit your investment objectives. The deposit schemes have been specifically chosen from high-safety options to ensure that you enjoy the twin advantage of returns and protection.

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Invest in FD's of Best credit Societies and leading corporate houses

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Flexibility

Choose your investment amount, tenure, interest payment and maturity periods

What is a Fixed Deposit?

A fixed deposit, or ‘FD’, is a type of savings/investment account that promises the investor a assured rate of interest. In return, the investor agrees not to withdraw or access their funds for a fixed tenure of time.:

Benefits of Fixed Deposits:

Fixed deposits are usually offered by Credit societies, Banks and NBFCs. But what most people are unacquainted of is that fixed deposits are offered by corporates too.

Credit Society FD

Fixed deposits were offered by the Credit societies much before other financial institutions and corporate companies. Being a savings account holder in the Credit society will entitle you to many perks. The customer can open a fixed deposit account either through online request or by visiting one of the branches.

To apply for a fixed deposit in a Credit society, the customer has to submit a few documents along with the application form. The rate of interest offered by the Credit society on the fixed deposits varies from society to society. In some cases, it also depends on the amount deposited by the investor and the term for which it is invested.

The Credit society fixed deposits are better suited for risk averse investors as their operation is monitored by Cooperative ministry of Maharashtra govt.

Corporate FD

Corporate fixed deposits are offered by corporate companies.

Applying for a corporate fixed deposit is no different from applying for a credit society fixed deposit. The only difference here being that one should avail the application form either from the company’s official website or at the company itself.

Consider following factors for choosing Corporate FD schemes.

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Insurance Mutual
Fund
Fixed
Deposit